Flood Insurance
You live in the beautiful northwest and one of the reasons why it is so beautiful is because of the rainfall we get. However, whenever there is rain, there is potential for flooding. So what do you do? Get a policy backed by the federal government.
National Flood Insurance Program
You may not realize this, but flood insurance is provided by the federal government through the National Flood Insurance Program. Port Angeles, Sequim, Forks and several other local communities participate in this program. Elwood Benefits is licensed with the NFIP to help you navigate the waters for the best policy for your situation.
Check your Homeowners Insurance
Most homeowners insurance policies do not cover damages due to flood. More than likely yours does not, so it is important to protect the investment in your home from flood damage.
You may be saying to yourself, a flood has never happened here before so why should I purchase flood insurance? Our climate is changing and with that comes more severe weather.
A flood could happen due to excessive rainfall, snowmelt causing a river to overflow, faulty drainage systems or even tidal surge. With all these possible risks, don’t you think it is smart to have flood insurance?